​1) Apply Online​​​​

​Read the below to confirm you will qualify.

Then, click APPLY NOW in the listing and follow the flow.

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2) Identity Verification
You must upload:

• A valid photo ID

• A selfie that matches the photo on your ID

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3) Credit Verification

Your deposit depends on the lowest credit score among adult applicants:

• 650+ → 1× rent

• 600–649 → 1.5× rent (pay 1 month now; rest over 5 months)*

• 550–599 → 2× rent (pay 1 month now; rest over 5 months)*

• 500–549 → 3× rent (pay 1.5 months now; rest over 10 months)*

• Below 500 → Declined

• No score → 2× rent

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​* $20 billing fee per installment​

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4) Collections & Bankruptcy 

Declined if you have:

• Open bankruptcy (closed is okay)

• Money owed to a landlord or utility

• $1,500+ in other collections (medical bills don’t count)

 

Charge-offs may still be approved, but deposit may go up by 0.5× rent.

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5) Income Verification
Combined net monthly income of all lease signers must be at least 2.5× (two and a half times) the monthly rent.

 

Income can be verified by:

• Linking your payroll account

• Linking your bank account

• Uploading approved documents

 

If you're self-employed and use a business bank account, you must prove ownership. If you own only part of the business, your income is adjusted accordingly.

 

Accepted documents include:

• Paystubs (must cover at least 56 days)

• Personal bank statements (2 months)

• Self-employed bank statements (6 months)

• Social Security or disability award letters

• Court-issued child support or alimony documents

• Leave and earnings statements

• Pension or 401k distribution letters

• Valid offer letters (job starts within 45 days and verified with employer)

• Unemployment benefit letters

• Financial aid letters (with proof of enrollment and housing allocation)

• Recent bank statement showing total liquid assets (used to estimate income over 12 months)

 

Business-only bank statements and unverifiable documents will not be accepted. If anything is missing or unclear, we may ask you to upload more. If you don’t respond within 72 hours, your application may be denied.

 

If your income is below the requirement and you are a student, we may request a guarantor who meets separate income and credit standards. See below.

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Guarantor/co-signer policy:

• The guarantor must have a credit score of 700 or higher

• The guarantor must show net income of 4× the rent

• The guarantor must apply and pass eviction, criminal checks, and all other requirements

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6) Criminal Verification
We check criminal records for every applicant. We do not have a rule that says “no criminal activity.” Instead, we look at each situation carefully and consider:

• What the crime was and how serious it was

• How long ago it happened

• Whether it affects the safety of people or property

• Whether you’ve shown signs of change or improvement

• Whether it could make you a risk to the home or the neighborhood

 

In most cases:

• We focus on the last 5 years for non-violent crimes

• We focus on the last 7 to 10 years for violent or serious property crimes

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7) Eviction Verification

Any eviction in the last 7 years = declined.

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8) Rental History
We contact your previous landlords to confirm that you paid rent on time and didn’t leave damage or violations behind.​​

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9) Pet Verification
If the property allows pets, you must complete a Pet Screening through Findigs. This step is required before move-in and before any pet visits the property.

 

Key Pet Rules:

• All pets must be approved by the property manager before move-in

• The property must specifically allow cats or dogs — check the listing

• Only house-trained dogs and cats are allowed

• Dogs must be at least 1 year old

• No more than 2 pets per home

• No aquariums over 10 gallons

• No exotic, farm, or wild animals

Pet Behavior & Care:

• Pets must be spayed/neutered and fully vaccinated

• Crate dogs during maintenance visits

• No puppy pads — cats must use litter boxes (cleaned daily)

• Clean up all pet waste daily, indoors and outdoors

• Pets must not be tethered or left unattended outside

• Prevent odors, infestations, stains, and damage

• You must purchase and change air filters monthly or twice a month

 

Breed Restrictions (Not Allowed):
Akita, American Bully, Pit Bull, Staffordshire Terrier, Chow Chow, Doberman, Rottweiler, Mastiffs (various), Bull Terriers, and any mix of these breeds. Violation of this may result in eviction.

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Other Prohibited Pets:

• Animals with a known bite history

• Animals excluded by our insurance

• Livestock or farm animals

• Poisonous or exotic species

 

Pet Rent:

• Cats: $49/month per cat

• Dogs: Based on weight (starts at $29/month and increases by $10 per 10 lbs)

• $5 monthly billing fee per pet applies

 

Unauthorized Pets are a lease violation:

Unauthorized pets are a lease violation. Fees may apply, and a 14‑day notice to vacate may be issued.

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11) Final Decision & Next Steps

We calculate how much rent you're approved for and email the results.

 

Approvals

• Your approval email will state that you are “approved up to” rent limit. Click the ​​​​link to ​request a lease for the home you want.

• We will create your AppFolio account and send another link to create your password, sign the lease, pay deposit, and pay rent (if vacant).

• Keys are ready the morning your lease starts.​

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If declined: You’ll get an email notification.

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