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Security Deposit
Credit-Based Security Deposit
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The security deposit is based on the lowest credit score in your household.
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Security Deposit is based on credit scoreThe security deposit will be based on the lowest credit score in your applicant group.
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650+ Credit Score1X Multiplier For all approved applicants with credit scores of 650 or more, the security deposit is equal to one months rent.
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600-649 Credit ScoreDeposit Amount: Equal to 1.5 months’ rent. Payment Structure: Initial Payment: One month’s rent due now. Remaining Balance: To be paid in 5 equal installments over the next 5 months, plus a $20 billing fee per installment. Charge-off: A charge-off is defined as a debt that has been written off by the creditor due to non-payment. Charge-offs over two years old do not affect qualification and security deposits. Applicants with any charge-off within the last two years are eligible for approval subject to an additional half month deposit in addition to that which is listed above.
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550-599 Credit ScoreDeposit Amount: Equal to three months’ rent. Payment Structure: Initial Payment: One month’s rent due now. Remaining Balance: To be paid in 5 equal installments over the next 5 months, plus a $20 billing fee per installment. Charge-off: A charge-off is defined as a debt that has been written off by the creditor due to non-payment. Charge-offs over two years old do not affect qualification and security deposits. Applicants with any charge-off within the last two years are eligible for approval subject to an additional half month deposit in addition to that which is listed above.
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500-549 Credit ScoreDeposit Amount: Equal to three months’ rent. Payment Structure: Initial Payment: One and a half month’s rent due now. Remaining Balance: To be paid in 10 equal installments over the next 10 months, plus a $20 billing fee per installment. Charge-off: A charge-off is defined as a debt that has been written off by the creditor due to non-payment. Charge-offs over two years old do not affect qualification and security deposits. Applicants with any charge-off within the last two years are eligible for approval subject to an additional half month deposit in addition to that which is listed above.
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499 & underIf any applicant in your group has a credit score of 499 or below, the group is declined.
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