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NSF (Returned eChecks)

Returned eChecks

In Florida, NSF (non-sufficient funds) fees for checks have a tiered structure depending on the check amount. A service charge of $25 is assessed for checks up to $50, $30 for checks between $50 and $300, and $40 for checks above $300, or 5% of the face value if that's higher.


Here's a more detailed breakdown:

  • Check Amount: $1.00 to $50.00 Service Charge: $25.00

  • Check Amount: $50.01 to $300.00 Service Charge: $30.00

  • Check Amount: $300.01 or greater Service Charge: $40.00 or 5% of the face value, whichever is greater

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